1. Why should I purchase a flat when it is available on Rent?

Nowadays it is very difficult to get a flat for Rent, because the demand is more than the supply. It is likely to become only worse in the coming years due to several reasons like increase in population, urbanization etc., Even if you manage to get one, you are not sure how long you can live in that flat and when the owner may ask you to vacate. In addition the rent is rapidly increasing every year.

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2. Can I get loan for buying my flat?

Yes. You can.
Loan for buying flat is available from several sources such as Provident Fund, Nationalized Banks, LIC, HDFC, INDBANK, ICICI, GIC, all State CAN FIN and so on.

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3. How much Housing loan can I get?

Depending upon your repaying capacity, and up to a maximum of 75-80% of the cost of flat is available as housing loan or 30 Times of your Salary.

For example: If you avail Rs. 1 lakh as a housing loan, You have to pay E.M.I (Equated Monthly Installment= Principal+Interest) Rs. 1,500/- every month for 15 years.

Further details can be obtained upon request

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4. How should I be cautious? What are all the points to be considered while I decide to purchase a flat?

1. Reputation of the Builder- Reliability.

2. Proven track record of the builder. How many projects the builder has so far completed on their own?

3. Financial soundness of the builder.

4. Pricing policy of the builders.

5. Does the builder deliver the flat within the time schedule?

6. Are the title deeds clear and free of all encumbrances?

7. Quality of design, construction, amenities and specifications offered by the builder.

8. Is the builder able to achieve financial discipline among the purchasers of other flats in the same building?

9. Customer satisfaction so far established by the builder.

10. After sales service offered by the builder.

11. Adherence to CMDA, Corporation and other Government rules and regulations.

12. Does the builder pay any interest/incentive for earlier payments?

In short consider what you spend? And what you get in return? If necessary kindly make a comparative study of prices of flats offered by other builders in similar areas.

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5. Flats are available at different location like Adyar, Santhome, Eekkattu Thangal, Chromepet.

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6. Why should I buy a flat from Hafsa Builders?

Because: It is ALLAH (God) who made your habitations Home of rest and quiet (l6:80 ALQURAN)
We at Hafsa builders believe and are guided by the business philosophy:
"A Customer is the most important visitor on our premises:
-Mahatma Gandhi

and since our motto at Hafsa Builders is to offer our customer, Not just a Flat- But a Home

• at a reasonable price
• in a decent location
• with modem amenities 
• within time schedule
• having good resale value

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7. 100% Money Back Guarantee:

Now a days many organizations offer attractive Warranties & Guarantees. If you happen to carefully read these you would probably notice that these are associated with a lot of rules and regulations. As a result these do not serve much purpose for the customer. However the concept is different, with us. Our guarantee is unconditional, whatever may by the reason, any person is free to withdraw himself from the scheme, at any time before the completion of the project and get a full refund. Ours is purely unconditional, No objection raised.

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